Finados closes branches across the country this Monday and changes the payment schedule
According to O Antagonista, agencies are closed on November 2nd, Pix remains active and bills due on the holiday are usually paid on the next business day.
BY THE X-TRADER NEWS NEWSROOM · REPORTING FROM O ANTAGONISTA · 2 MIN
Bank branches across the country will be closed this Monday, November 2, due to the All Souls' Day holiday, according to O Antagonista. The closure is on Febraban's official calendar, and anyone who depends on in-person service will have to wait until Tuesday.
In-person service returns on Tuesday, November 3rd, except in locations with other holidays. Electronic channels remain available, with apps and Pix, which operates 24 hours a day, including on holidays. Some operations, however, depend on the next business day to be completed.
The biggest point of attention is in the accounts. According to O Antagonista, consumption bills, such as water and energy, which are due on November 2nd, are generally paid on the next business day, without a fine for the holiday. The same applies, as a rule, to bills due on holidays, but it is necessary to check the charging conditions.
There are, however, limits. Accounts that were already due before the holiday remain subject to fines, interest and charges, because Finados does not eliminate previous charges. Taxes and taxes continue to be subject to the rules of the collecting body, and, without a planned extension, payment may need to be made in advance.
For transfers, Febraban expects that TEDs, checks and payment slips with clearing will be processed on the first following business day. It is also worth remembering that Pix is available, but account limits remain in effect, and a limit increase may depend on analysis and deadline.
What changes for the investor
For those who invest and operate, the effect is mainly calendar. With TEDs, checks and invoices with clearing concentrated on the first following business day, contributions, redemptions and payments made on Monday tend to be settled only on Tuesday, November 3rd. It's worth checking account limits in advance, as Pix works normally, but analyzing limit increases can take time. The O Antagonista report does not deal with prices, trading hours or price movements, and this text does not make this projection either.
Automatically translated from Portuguese.
