ABC Brasil highlights strict credit selection in the face of high interest rates

The scenario of high interest rates for a longer period of time poses new challenges to the Brazilian financial market and requires rigor in the granting of resources. According to information published by Your Money, Banco ABC Brasil adopts a selective stance in the face of pressure on default.

ricardo moura, director of investor relations, strategy and business development at the institution, summarized the current moment by declaring that “the art is in knowing who deserves credit”, as he calculated his money. The bank's strategy focuses on a good concession to overcome the adverse scenario.

Still according to your money, the Brazilian corporate environment is experiencing a marked polarization. On the one hand, there are companies that are highly sought after by financial institutions, while, on the other, companies face severe difficulties in accessing credit.

With the pressure exerted by high interest rates, operational selectivity becomes the main shield for controlling the risk of default. ABC Brasil's positioning reflects the need for prudence in capital allocation in the current macroeconomic environment.

What changes for the investor

For investors who follow the banking sector and the corporate fixed income market, the scenario reinforces the importance of analyzing the quality of the institutions' credit portfolio. The ability to separate solid companies from those with difficulties in accessing resources becomes an essential competitive differentiator for the solidity of banks and for mitigating risks on the stock market.

Automatically translated from Portuguese.